Innovation in Credit Granting With Big Data – Ash Gupta

You want to hear from the big kahuna – you got it!

All you wanted to know about Big Data, AI and Machine Learning, applied also to the un- and underbanked part of the population, call it broadening of access to credit.

“Ash Gupta is an industry leader in machine learning and big data analytics. He promotes AXP wide innovation to drive revenue growth along with best-in-class Credit and Fraud results. His responsibilities extend across all AXP businesses and geographies. He is an executive officer and reports to the company’s Chairman & CEO. Mr. Gupta’s prior roles include company’s Chief Risk officer and CEO of US banking, along with broad leadership positions in Finance and Strategic Planning. Mr. Gupta earned an MBA from Columbia University and a bachelor’s in Engineering from Indian Institute of Technology (IIT), Delhi. Currently, he serves on the boards of Encore Capital Group (NASDAQ: ECPG), Big Brothers Big Sisters of New York, and South Asian Youth Action (Advisory Board).”


Unstoppable Trends in Online Lending – Noah Breslow

When Noah speaks – the room gets quiet.

An early player in the industry, he’s more than ever at the forefront of what’s happening out there, and his presentation did not disappoint. Equity investors have not been happy to say the least, and it remains to be seen where we go from here.

However, they are still going strong operationally, and one would expect that at some point, things might take a turn for the better. 

“Noah Breslow has served as OnDeck’s Chief Executive Officer and Chairman of our board of directors since June 2012 and as our Chief Operating Officer from October 2011 to June 2012. Previously, Noah held many executive roles at OnDeck including Chief Product Officer (2009-2011), Senior Vice President – Products and Technology (2007-2009) and Vice President, Products and Technology. Prior to joining OnDeck, Noah was Vice President of Marketing and Product Management for Tacit Networks, Inc., a provider of wide area network optimization solutions.

Mr. Breslow holds an S.B. in Computer Science and Engineering from the Massachusetts Institute of Technology and an M.B.A. with distinction from Harvard Business School.”


The Intersection of Technology & Consumer Credit – John Scully

John Sculley is the Vice Chairman to Lantern Credit, where he joined the Board of Managers in August 2015. Mr. Sculley served as chairman, CEO and CTO during a decade-long career at Apple Computer, Inc., following his tenure as the youngest president of the Pepsi-Cola Company. Most recently, he has founded several companies including Obi Worldphone, a Silicon Valley design-led company that markets high-quality smartphones at affordable price points. Additionally, Mr. Sculley is a founder of Zeta Interactive, one of the largest marketing cloud firms in consumer marketing-tech. He currently is an author, recognized expert and popular speaker about high-tech tools for tackling challenges such as corporate revitalization and the high cost of healthcare. Mr. Sculley received a bachelor’s degree from Brown University and an MBA from the Wharton School of the University of Pennsylvania.

Marcus – by Goldman Sachs

OK – so now that I’m back from the LendIt conference, just starting to realize that I attended very few presentations, as I had an otherwise jampacked one on one meeting schedule.

There, happy to point you to the different presentations as they were recorded by the awesome team at LendIt.

The Big Kahuna it is, Goldman Sachs, getting into the space with a splash. Marcus is going to move the needle, and you’ll understand why after watching this presentation.